Real Estate Loans

Owner Occupied Fixed Rate
(as low as)		 Maximum Loan Amount Maximum Loan To Value Amortization Period Points
First Trust Deed
Regular (1 - 4 Units) 7.00%* $300,700 80% 15yr Full, 15/30 1.00
Jumbo (1 - 4 Units) 7.25%* $650,000 80% 15yr Full, 15/30 1.00
Jumbo (5 Units & Above) 7.50%* $650,000 70% 15yr Full, 15/30 1.00
Second Trust Deed 0.75% Added to above rates
Non-Owner Occupied Fixed Rate
(as low as)		 Maximum Loan Amount Maximum Loan To Value Amortization Period Points
First Trust Deed
Regular (1 - 4 Units) 7.00%* $300,700 65% 12yr Full, 12/25 1.00
Regular (1 - 4 Units) 7.50%* $49,999 70% 15yr Full, 15/30 1.00
Jumbo (5 Units & Above) 7.25%* $650,00 65% 12yr Full, 12/25 1.00
Second Trust Deed 0.75% Added to above rates

* Zero Points Loans available, add 0.25% to rate. Fees and points may be financed.

$250.00 Application Fee and $200.00 Processing Fee apply to all real estate loans.
Other increases to real estate loan rates may apply based on applicant's credit history.
Loan rates and terms subject to change without notice.