Deposit Rates

Individual Retirement Accounts

AccountDescriptionRate*Annual Percentage Yield (APY)Minimum Balance
I3 12 Month IRA (Regular, ROTH or Educational) 0.499%

               0.50%

$10.00
I4 24 Month IRA (Regular, ROTH or Educational) 0.747%

                0.75%

$10.00
S7 Share IRA (Regular and Distribution IRA only) 0.250%

                0.25%

$10.00

Share Certificates -- $2,500 Minimum Deposit

AccountDescriptionRate*Annual Percentage Yield (APY)Minimum Balance
I1 6 Month Share Certificate 0.250%

                  0.25%

 $2,500.00
I8 9 Month Share Certificate 0.349%

                  0.35%

 $2,500.00
I2 12 Month Share Certificate 0.449%

                  0.45%

 $2,500.00
I11 18 Month Share Certificate 0.499%

                  0.50%

 $2,500.00
I7 24 Month Share Certificate 0.549%

                  0.55%

 $2,500.00
I12 36 Month Share Certificate 0.995%

                  1.00%

 $2,500.00

Share Certificates -- $25,000 Minimum Deposit

AccountDescriptionRate*Annual Percentage Yield (APY)Minimum Balance
I9 6 Month Share Certificate (25K) 0.300%

              0.30%

 $25,000.00
I15 9 Month Share Certificate (25K) 0.399

              0.40%

 $25,000.00
I10 12 Month Share Certificate (25K) 0.499%

              0.50%

 $25,000.00
I13 18 Month Share Certificate (25K) 0.549%

              0.55%

 $25,000.00
I16 24 Month Share Certificate (25K 0.598%

              0.60%

 $25,000.00
I14 36 Month Share Certificate (25K) 1.094%

              1.10%

 $25,000.00

View Money Market Account Rates

  • Rates effective Sept. 1, 2011 and subject to change without notification
  • Yields rounded to nearest whole decimal
  • A penalty will or may be imposed for early withdrawal on fixed term accounts 

All accounts are insured by the National Credit Union Administration to the maximum of $250,000 for individual accounts, $500,000.00 for joint accounts, and Individual Retirement Accounts are additionally and  separately insured up to $250,000.00